A FREE learning program for women 55+
Enroll NowWatch this brief intro by Philip Wilson, best-selling author of Maximize Your Social Security
Today’s Plan, Tomorrow’s Security:
Finding Financial Freedom
90%+ of all retirees
don't get the full Social Security
Retirement benefit
500+ different ways
to file for social security benefits
3000+ different rules
only some of them will apply to you
WOMEN TEND TO LIVE LONGER,
which puts them especially at risk of
Not having sufficiEnt assets and income
Education is YOUR key to Empowered Retirement!
How You File For Social Security
Why is this so important? Focusing on Social Security benefits is a critical part of retirement planning and often it’s overlooked by advisors and retirees. When and how you file for benefits is the most important financial decision you will make for your retirement. Women tend to live longer, which puts them especially at risk of not having sufficient assets and income. Philip Wilson, author of the best-seller, Maximize Your Social Security, is ready to help.
Everyone’s financial situation is different
Whether you’re married, divorced, or widowed, your circumstances will be unique. There are currently more than 500 different ways to file for Social Security benefits, and that number is likely to keep growing.
Guaranteed Income Streams for Life
The complexities of Social Security may appear alarming at first, but they can work in your favor, helping you create a steady flow of income that lasts through your entire retirement.
What You’ll Learn
Throughout this quick, informative course, made up of eight bite-size and easy-to-understand lessons, Philip Wilson answers important questions like:
- What’s the right age to file for Social Security benefits?
- How do you know if you will outlive your assets?
- Is Social Security a reliable form of long-term retirement income?
- When should you file for spousal benefits, not personal benefits?
- Will your ex-spouse know if you’ve filed for divorce benefits?
- How will the new tax reform bill affect Social Security benefits?
- What happens to your household benefits when a spouse passes away?
- Does getting remarried affect your widow benefits?
- Could you collect spousal benefits while letting your personal benefits increase?
I did not see my divorce coming. It hit me out of the blue. I was also concerned about my future and supporting myself in retirement. I learned how the divorce benefit significantly increased my Social Security benefit received during retirement, even though I had limited work experience.
I never knew you could file for your own benefit and then switch to the widow benefit with a little-known filing rule. I was able to receive my benefit, not have to go back to work while allowing the widow benefit to be maximized for my retirement. When a loved one passes, especially your spouse, you need time to grieve — not worry over finances.
I didn’t know that my spouse could receive half my Social Security benefit even though she never paid Social Security taxes, while she stayed home with kids. I thought we would have to retire just on my benefit.
Meet Philip
The son of a Baptist minister, Philip has been a practicing financial advisor since 1989. He attended Auburn University and graduated from The University of Alabama at Birmingham with a degree in statistical mathematics before turning to financial planning as a career.
If you’re wondering what kind of person Philip is, he’s resilient and determined. In 2005, Philip suffered a stroke that left him paralyzed and unable to work. With a small child and a baby on the way, his number one goal became providing for his family. After a long recovery during which time Philip continued to hone his financial skills, and return to full health, he transformed his life’s mission to helping others achieve their financial goals.
Philip is the author of three books, God Honoring Finances, Finding Peace in Life’s Storms, co- written with his wife Rhonda, and Maximize Your Social Security. He also offers free seminars for Social Security planning. Contact him if you would like to learn more about having him speak at your event.
Wilson Financial Group is an Alabama registered investment advisor. For residents of other states in which registration is not held, proper registrations must be obtained by Philip Wilson before proceeding further, and any requests for information or service may be delayed.
No part of this communication should be construed as an offer to sell any security or provide investment advice or recommendation. Check the background of this investment professional on FINRA’s BrokerCheck.
Wilson Financial Group is an Alabama registered investment advisor. For residents of other states in which registration is not held, proper registrations must be obtained by Philip Wilson before proceeding further, and any requests for information or service may be delayed.
No part of this communication should be construed as an offer to sell any security or provide investment advice or recommendation. Check the background of this investment professional on FINRA’s BrokerCheck.